Privacy Policy

Last Updated: January 1, 2026
Company: Victory Insured Inc (“Victory Insured,” “VI,” “we,” “us,” “our”)
Portal: portal.victoryinsured.com
Registered State: Florida, United States

PRIVACY POLICY

Effective Date: September 26, 2026

Victory Insured Inc. (“Victory,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide when using our websites, platforms, subscriptions, educational products, artificial intelligence tools, and related services, including services offered through Victory Institute.

This Privacy Policy explains what information we collect, how we use it, when it may be shared, and the choices available to you.

By accessing or using our services, you acknowledge the practices described in this Privacy Policy.

1. INFORMATION WE COLLECT

We may collect information that you provide directly to us, information generated through your use of our platform, and certain information collected automatically.

Account Information

When you create an account or purchase a product, we may collect information such as:

• Name

• Email address

• Phone number

• Username

• Account identifiers

• Billing address

• Subscription status

• Purchase history

• Account preferences

Career and Professional Information

Certain Victory services may allow you to provide information related to your professional background, including:

• Employment history

• Job titles

• Work experience

• Skills

• Professional accomplishments

• Education

• Certifications

• Claims licenses

• Professional licenses

• Resume information

• Salary goals

• Career goals

• Preferred job types

• Industry background

• Target career paths

• Geographic preferences

• Work-environment preferences

This information may be used to personalize educational content, career analysis, recommendations, and AI-generated responses.

2. AI CONVERSATIONS AND USER SUBMISSIONS

When you interact with Victory AI or other artificial intelligence features, we may process:

• Questions you submit

• AI conversation history

• Career information included in your messages

• Uploaded documents

• Resume information

• Job descriptions

• User feedback

• Saved career-profile information

• AI-generated recommendations and analyses

This information may be processed to provide the service, maintain conversation context, improve platform functionality, personalize responses, detect misuse, and support users.

You should not submit highly sensitive or confidential information through Victory AI unless a specific feature expressly requests it.

Do not submit information such as:

• Social Security numbers

• Full financial account numbers

• Passwords

• Medical records

• Protected health information

• Claimant personal information

• Confidential insurance claim files

• Policy numbers

• Confidential employer information

• Trade secrets belonging to another organization

• Information you are legally or contractually prohibited from sharing

3. PAYMENT INFORMATION

Payments may be processed by third-party payment providers such as Stripe or other payment and financing services made available at checkout.

Victory generally does not need to receive or store your complete payment-card number directly.

Payment providers may collect information including:

• Card or payment information

• Billing address

• Transaction information

• Payment authorization information

• Financing information where applicable

Those providers process payment information according to their own privacy policies and terms.

Victory may receive information about the transaction, such as payment status, amount paid, subscription status, transaction identifiers, and limited payment-method information.

4. INFORMATION COLLECTED AUTOMATICALLY

When you use our websites or platform, certain information may be collected automatically, including:

• IP address

• Browser type

• Device type

• Operating system

• Login activity

• Pages viewed

• Features used

• Date and time of access

• Referral information

• Approximate geographic information derived from technical data

• Error and diagnostic information

We may use cookies and similar technologies to operate the platform, maintain sessions, remember preferences, understand platform usage, improve functionality, and support security.

5. HOW WE USE INFORMATION

We may use personal information to:

• Create and maintain user accounts

• Process purchases and subscriptions

• Provide access to purchased services

• Generate personalized AI responses

• Maintain saved career profiles

• Analyze career information

• Provide educational recommendations

• Provide claims-career guidance

• Analyze job descriptions

• Recommend potential career pathways

• Provide customer support

• Send transaction and account communications

• Manage subscriptions and cancellations

• Improve platform functionality

• Develop new features

• Maintain security

• Detect fraud or abuse

• Enforce our Terms & Conditions

• Maintain business and financial records

• Comply with legal obligations

We may also use aggregated or de-identified information to better understand how our products and services are used.

6. PERSONALIZED CAREER PROFILES

Certain Victory services may create or maintain a career profile based on information you provide.

For example, a profile may include your:

• Professional background

• Career goals

• Skills

• Experience

• Licenses

• Target compensation

• Preferred work environment

• Target roles

• Career interests

This allows Victory AI to provide more relevant responses without requiring you to repeat the same information during every conversation.

Career profiles are intended to assist with education and career-development services. They do not represent employment decisions or formal professional assessments.

7. ARTIFICIAL INTELLIGENCE SERVICE PROVIDERS

Victory may use third-party artificial intelligence technology providers to power certain platform features.

Information submitted to an AI-powered feature may therefore be transmitted to and processed by technology providers supporting that feature.

Victory may configure AI systems using proprietary instructions, educational content, frameworks, and methodologies.

We take reasonable steps to use service providers appropriate for the services being offered, but third-party providers maintain their own technical systems, security practices, and contractual terms.

8. SERVICE PROVIDERS

We may share information with companies that perform services on our behalf.

These may include providers involved in:

• Payment processing

• Artificial intelligence

• Website hosting

• Cloud infrastructure

• Database hosting

• File storage

• Authentication

• Email delivery

• Customer support

• Video hosting

• Analytics

• Security

• Software development

• Subscription management

Service providers receive information as reasonably necessary to perform the services they provide to Victory.

They are not authorized by Victory to use personal information for unrelated purposes.

9. WE DO NOT SELL PERSONAL INFORMATION

Victory does not sell personal information to data brokers or advertisers for money.

We also do not permit advertisers to purchase access to private Victory AI conversations.

If our data practices materially change in the future, this Privacy Policy will be updated accordingly.

10. COMMUNICATIONS

We may send communications related to:

• Purchases

• Subscription renewals

• Billing

• Account security

• Service updates

• Platform changes

• Customer-support requests

• Educational services

Where permitted, we may also send promotional or marketing communications.

You may unsubscribe from promotional email communications through the unsubscribe option included in those messages.

You may still receive necessary transactional or account-related communications.

11. COOKIES AND ANALYTICS

Victory may use cookies and similar technologies to:

• Keep users logged in

• Maintain platform security

• Remember settings

• Understand platform usage

• Measure performance

• Diagnose technical problems

• Improve user experience

Some analytics or technology providers may place or access their own cookies according to their applicable policies.

12. DATA RETENTION

We retain personal information for as long as reasonably necessary to:

• Provide services

• Maintain accounts

• Fulfill contractual obligations

• Maintain transaction records

• Resolve disputes

• Enforce agreements

• Comply with legal obligations

• Maintain legitimate business records

Different categories of information may be retained for different periods.

When information is no longer reasonably necessary, we may delete, anonymize, or de-identify it, subject to legal, contractual, security, and operational requirements.

13. DATA SECURITY

Victory uses reasonable administrative, technical, and organizational safeguards designed to protect personal information.

These may include measures related to:

• Authentication

• Access controls

• Encrypted connections

• Secure hosting

• Account permissions

• Monitoring

• Data-storage security

However, no internet-based service or electronic storage system can guarantee absolute security.

Users are responsible for protecting their own passwords and account credentials.

14. YOUR ACCOUNT RESPONSIBILITIES

You should maintain the confidentiality of your login information.

Please contact Victory promptly if you believe:

• Your account has been compromised

• Someone has accessed your account without permission

• Your credentials have been stolen

• You identify suspicious activity involving your account

15. ACCESS, CORRECTION, AND DELETION REQUESTS

Depending on the nature of your account and applicable law, you may request that Victory:

• Provide information about personal information associated with your account

• Correct inaccurate personal information

• Delete certain personal information

• Close your account

Some information may need to be retained despite a deletion request, including information necessary to comply with legal requirements, maintain transaction records, prevent fraud, resolve disputes, or enforce agreements.

Requests may be submitted through our designated customer-support contact method.

16. CHILDREN’S PRIVACY

Victory’s services are designed for adults pursuing professional education and career-development services.

Our services are not intended for children under 13, and we do not knowingly collect personal information directly from children under 13 through services intended for adults.

If we learn that information from a child has been collected improperly, we will take appropriate steps consistent with applicable law.

17. THIRD-PARTY LINKS AND SERVICES

Victory services may contain links to websites, job boards, licensing agencies, employers, educational resources, or other third-party services.

Victory is not responsible for the privacy practices of those third parties.

Users should review the privacy policies applicable to external services before providing personal information to them.

18. GOVERNMENT AND LEGAL REQUESTS

Victory may disclose information when reasonably necessary to:

• Comply with applicable law

• Respond to valid legal process

• Protect the rights or property of Victory

• Investigate suspected fraud or security incidents

• Protect users or others from unlawful activity

• Enforce our agreements

We may also disclose information where otherwise permitted or required by applicable law.

19. BUSINESS TRANSFERS

If Victory undergoes a merger, acquisition, restructuring, financing transaction, sale of assets, or similar business transaction, information associated with the business may be transferred as part of that transaction, subject to applicable legal requirements.

20. DE-IDENTIFIED AND AGGREGATED INFORMATION

Victory may create information that has been aggregated or de-identified so that it does not reasonably identify an individual.

Such information may be used for purposes including:

• Product improvement

• Platform analytics

• Research

• Curriculum development

• Service-development insights

• Understanding career trends among users

We will not intentionally attempt to re-identify properly de-identified information except where necessary for security, testing, or as permitted by law.

21. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy as our products, technologies, or business practices change.

When material changes are made, we will update the effective date and provide additional notice when required.

22. CONTACT US

Questions or requests concerning this Privacy Policy may be submitted to:

Victory Insured Inc.

Victory Institute

VIctory Village

Email: [email protected]

Website: www.thevictoryvillage.com