Last Updated: January 1, 2026
Company: Victory Insured Inc (“Victory Insured,” “VI,” “we,” “us,” “our”)
Portal: portal.victoryvillage.com
Registered State: Florida, United States

STORE & SUBSCRIPTION POLICY

Effective Date: September 26, 2026

This Store & Subscription Policy applies to purchases made through Victory Insured Inc. and Victory Institute, including digital products, subscriptions, memberships, educational resources, artificial intelligence tools, and related services. By completing a purchase, you agree to this Store & Subscription Policy, our Terms & Conditions, Privacy Policy, and Refund & Cancellation Policy.

1. DIGITAL PRODUCTS AND SERVICES

Victory primarily provides digital products and services.

Depending on the product purchased, your order may include access to:

• Online courses

• Digital educational materials

• Membership communities

• Subscription-based services

• Artificial intelligence tools

• Career-development resources

• Training materials

• Assessments

• Templates and worksheets

• Other online platform features

Because our products and services are primarily digital, no physical product will be shipped unless a product listing specifically states otherwise.

2. DIGITAL DELIVERY AND ACCESS

Access to digital products and services is generally provided electronically after successful payment.

Access may be provided through:

• Your Victory account

• The Victory Institute platform

• A confirmation email

• A secure access link

• Another designated digital delivery method

You are responsible for providing accurate contact information and maintaining access to the email address associated with your account.

If you experience difficulty accessing a product or service you purchased, please contact customer support.

3. SUBSCRIPTIONS

Certain Victory products are offered as recurring subscriptions.

The subscription price and billing frequency will be displayed at checkout before you complete your purchase.

By purchasing a recurring subscription, you authorize Victory and its payment-processing providers to automatically charge your selected payment method according to the billing schedule disclosed at checkout.

Subscriptions automatically renew until canceled.

4. CANCELLATION

Recurring subscriptions may be canceled at any time.

Cancellation prevents future renewal charges.

To avoid your next scheduled charge, you must cancel your subscription before your next billing date.

Unless otherwise stated for a specific product, access will generally continue through the end of the billing period that has already been paid for.

Canceling a subscription does not automatically create a refund for payments that have already been processed.

5. REFUNDS

All purchases are subject to our Refund & Cancellation Policy.

Because Victory provides digital products, services, platform access, proprietary educational materials, artificial intelligence tools, and other immediately accessible resources, all sales are final and non-refundable except where otherwise required by applicable law.

Failure to use a product or service does not entitle a customer to a refund.

Please review our Refund & Cancellation Policy before completing your purchase.

6. PRICING

All applicable prices will be displayed before purchase.

Victory may change prices for future purchases or subscription periods.

Applicable taxes may be added where required.

Promotional pricing, introductory offers, coupons, discounts, or special pricing may be subject to additional terms or limitations.

7. PAYMENT METHODS

Victory may accept payment through payment methods or providers displayed at checkout, including:

• Credit cards

• Debit cards

• Digital wallets

• Stripe-supported payment methods

• Buy-now-pay-later providers

• Financing providers

• Other approved payment services

Payment-method availability may vary depending on the product, customer eligibility, geographic location, and payment provider.

Third-party payment and financing providers may maintain their own terms, eligibility requirements, privacy practices, and payment obligations.

8. RECURRING BILLING AUTHORIZATION

When you purchase a recurring subscription, you authorize Victory and its payment-processing provider to automatically charge your payment method at the beginning of each applicable billing period.

Your subscription will continue until canceled.

You are responsible for canceling before your next billing date if you do not wish to renew.

9. FAILED OR DECLINED PAYMENTS

If a recurring payment is declined or unsuccessful, Victory or its payment processor may attempt to process the payment again.

Access to subscription services may be temporarily suspended or restricted while an account has an unpaid balance.

If payment cannot be successfully completed, the subscription may be canceled.

10. THIRD-PARTY FINANCING AND INSTALLMENT SERVICES

Some Victory purchases may be completed using third-party financing, installment, or buy-now-pay-later services.

Any agreement you enter into directly with a third-party provider is separate from your agreement with Victory.

Stopping use of a Victory product, canceling platform access, or canceling a Victory subscription does not automatically cancel, modify, or eliminate an obligation owed to a third-party financing provider.

Customers are responsible for reviewing and complying with the terms of their separate financing agreement.

11. ACCOUNT REQUIREMENTS

Certain products and services require a Victory account.

You are responsible for:

• Providing accurate information

• Maintaining current contact information

• Protecting your username and password

• Maintaining the confidentiality of your account credentials

• Preventing unauthorized use of your account

Paid accounts and subscriptions are intended for the individual customer unless a specific product expressly permits additional users.

Account sharing is prohibited unless expressly authorized by Victory.

12. PERSONAL USE LICENSE

Unless expressly stated otherwise, Victory digital products, courses, materials, software features, and educational resources are provided under a limited, personal, non-transferable license for your own use.

You may not:

• Resell Victory content

• Redistribute paid materials

• Share paid account access

• Publish proprietary materials publicly

• Copy or reproduce paid materials for commercial purposes

• Create competing products using Victory's proprietary content

• Allow unauthorized individuals to access paid resources

• Attempt to extract or reproduce Victory's proprietary AI instructions, knowledge base, frameworks, or methodologies

Purchasing access to a product does not transfer ownership of Victory's intellectual property.

13. ARTIFICIAL INTELLIGENCE PRODUCTS

Certain Victory subscriptions or products may include access to artificial intelligence tools such as Victory AI.

AI-generated information is intended for educational and informational purposes.

Artificial intelligence may occasionally produce information that is incomplete, inaccurate, or outdated.

Victory AI does not guarantee:

• Employment

• Job placement

• Interviews

• Job offers

• Income

• Salary

• Career advancement

• Licensing approval

• Independent-adjuster assignments

• Business revenue

• Any specific professional outcome

Users remain responsible for independently evaluating information before making career, licensing, employment, financial, legal, or business decisions.

14. PRODUCT FEATURES AND UPDATES

Victory may periodically modify, improve, replace, add, or discontinue individual features within its digital products or platforms.

This may include changes to:

• Platform design

• Artificial intelligence features

• Educational materials

• Software functionality

• Membership features

• Technology providers

• Available tools

• User experience

Victory may make reasonable changes as products and technology evolve.

15. TECHNICAL REQUIREMENTS

Customers are responsible for maintaining technology reasonably necessary to access Victory's digital services, including:

• Reliable internet access

• A compatible computer, phone, or device

• A supported web browser

• A valid email address

• Any software reasonably required to access platform features

Victory is not responsible for access problems caused by a customer's device, internet provider, unsupported software, or technology outside Victory's reasonable control.

16. TECHNICAL SUPPORT

Customers experiencing technical problems should contact Victory customer support.

To assist with troubleshooting, Victory may request information such as:

• Your account email address

• The affected product, course, page, or feature

• A description of the issue

• Screenshots

• Your device type

• Your browser information

Temporary technical issues do not automatically qualify a purchase for a refund.

17. PROMOTIONS AND DISCOUNTS

Coupons, promotional offers, introductory pricing, and discounts may:

• Have expiration dates

• Apply only to specific products

• Be limited to eligible customers

• Be limited to one use

• Exclude previous purchases

• Have additional terms

Unless expressly stated otherwise, promotional offers may not be combined.

18. SUSPENSION OR TERMINATION OF ACCESS

Victory may suspend, restrict, or terminate access if a customer:

• Fails to make required payments

• Shares unauthorized account access

• Violates the Terms & Conditions

• Misuses the platform

• Engages in fraudulent activity

• Attempts to compromise platform security

• Misuses Victory's intellectual property

• Attempts to improperly extract proprietary AI content or systems

Suspension or termination does not eliminate payment obligations incurred before termination.

19. SEPARATE PROGRAM OR SERVICE AGREEMENTS

Certain Victory products or services may require a separate agreement.

This may include mentorship programs, payment plans, professional services, career services, or other higher-level programs.

A separate agreement may contain additional terms related to:

• Program duration

• Payments

• Payment deadlines

• Cancellation

• Refunds

• Participation requirements

• Inactivity

• Access expiration

• Career or placement services

• Program completion

Where a specific written agreement applies to a purchase, that agreement governs the applicable product or service to the extent its terms differ from this general Store & Subscription Policy.

20. POLICY UPDATES

Victory may update this Store & Subscription Policy from time to time.

The most current version will be posted on our website with an updated effective dates

21. CONTACT US

Questions or requests concerning this Privacy Policy may be submitted to:

Victory Insured Inc.

Victory Institute

VIctory Village

Email: [email protected]

Website: www.thevictoryvillage.com